EN

Apartment for sale · 2+kk · 55 m²

Říční, Svitavy

Price 1 386 800 Kč
Price note Včetně provize a právního servisu

Description
translated from Czech

A great 2 bedroom apartment still smelling of newness, a luxury kitchen from a carpenter with built-in appliances, a short walk from the center with its own parking space worth 150 000Kč, a balcony and a cellar (total 55m2) is very interesting thanks to unbeatable financing and can be yours for a fraction of the market price.

1) Advantages of cooperative financing:
This is a new building from 2023, inspired by American style with an outdoor pavilion, owned by the renowned housing cooperative SBD Prague. Thanks to this, you will pay only CZK 1,386,800. The remaining annuity of CZK 2,074,607 (actual amount to be specified) is financed by a very favorable loan from the cooperative (interest only 3.8%, fix 5 years, maturity 30 years) and you pay it in monthly installments to the cooperative.

This makes it possible for anyone to access these favourable conditions without age restrictions or proof of income. It is a unique opportunity for everyone, even those who cannot afford a conventional mortgage.

In addition, the apartment can be transferred to personal ownership in 2028 according to the conditions set by the housing cooperative.

2) Tip for investors:
The unpaid annuity does not appear in the bank registers (compared to a classic mortgage) and yet the income from subletting this apartment increases your income = better creditworthiness and you can then better reach the mortgage for the purchase of other properties.

In addition, the apartment is currently sublet to very solid tenants for a fixed term. So after the purchase you have no worries and can collect rent straight away.
If, on the other hand, you have the apartment for your own living, we will solve the situation with the subtenant for you, you do not have to worry.

3) Modern equipment:
You can enjoy a luxurious custom-made kitchen from a cabinetmaker, with built-in dishwasher, fridge-freezer, induction hob, hot-air oven and cooker hood with central extraction. Inside the cupboards, thought has been given to the possible placement of a microwave.
An ideal choice for anyone who appreciates comfort, style and modern amenities.
You can fit a washing machine and tumble dryer in the large bathroom with bath and modern hanging sink cabinet.
A large walk-in closet as well as a spacious hallway and cellar offer storage space. It is also nice that you already have the pelmets and rails installed on all the windows.
So as they say, you don't have to move an inch, just move in your favorite pieces of furniture, make some coffee and enjoy your new beginning, your new home.
The monthly cost of the apartment is low, so the housing is suitable for everyone.
With your own parking space, you won't be endlessly zigzagging between apartment blocks. Thanks to the elevator, this apartment is wheelchair accessible, close to the center, with perfect access to all services.

4) Great location:
For those who want to have all services right at hand...
The house is about 500m from the square, so banks, post office, pharmacy, clinic, restaurants are almost under your nose.
A few steps away there is a bus station and a train to the east with connections to Brno and Prague. Three minutes to the bike path along the Svitava ponds, five minutes walk to the park for walks, dates, swimming pool, etc. Groceries can be served in Quantum, Albert or Kaufland

We are looking forward to the tours.

Energy performance of building B

Features

  • Listing ID: 2934
  • Date updated: 08.12.2024
  • Floor: 2 floor
  • Apartment layout: 2+kk
  • Apartment type: Standard
  • Furnishings: Partially furnished
  • Ownership type: Cooperative
  • Energy performance:
    B
  • Building features: Elevator
  • Place for a car: Parking space
  • Apartment features: Bathtub, Balcony

Real estate agent

REALITY Špirka s.r.o.

Contacts

  • Email - REALITY Špirka s.r.o.
  • Phone - REALITY Špirka s.r.o.
  • I speak:
    1. Czech
  • Number of views : 4
  • Number of requests : 0